FAQs

How much can I earn?

Current yields typically range from 4.00% to 6.20% APY, depending on market conditions. Your exact APY is shown when your funds are actively earning.

The agent targets:

• High-quality, audited DeFi protocols

• Competitive yields with lower risk

• Sufficient liquidity for instant withdrawals

Where does the agent invest my funds?

The agent deploys capital across vetted DeFi lending protocols, which may include:

• Aave

• Morpho

• Compound

• Spark

• Fluid

• Other audited yield sources

What networks do you support?

The Smart Savings Account currently sources yield across Ethereum, Base, Arbitrum, Polygon, Optimism, and Solana.

Why does deployment take 2-5 minutes?

The agent must:

1. Evaluate current yields across multiple protocols

2. Determine optimal allocation strategy

3. Prepare blockchain transactions

4. Wait for on-chain confirmations

This ensures your funds are deployed optimally, not just quickly.

Why does withdrawal take 2-5 minutes?

When you withdraw, the agent must:

1. Exit positions from DeFi protocols

2. Wait for transaction confirmations

3. Consolidate funds back to your account

Blockchain operations and DeFi protocol interactions take time to settle securely.

Can I withdraw anytime?

Yes, you can initiate a withdrawal anytime. The agent will begin unwinding positions immediately. Once the withdrawal process completes (typically 2-5 minutes), you can transfer your funds out.

What if yields change after I deposit?

The agent continuously monitors market conditions. If significantly better yields become available elsewhere, it will automatically rebalance your portfolio. You'll be able to track these changes in your Account Transaction History.

Is my money safe?

Your Smart Savings Account prioritizes safety:

• Only deploys to audited protocols with strong track records

• You maintain custody and can withdraw anytime

• Agent operates transparently - view all actions in real-time

That said, DeFi involves smart contract risk. Only deposit what you can afford to lose.

What happens if something goes wrong?

If the agent encounters issues:

• You'll see a notification in your transaction history

• The agent will attempt to resolve automatically

• You always retain the ability to withdraw

Can I see what the agent is doing?

Yes! Click on "Transactions" in your dashboard to see:

• Current protocol allocations

• Recent agent actions (deployments, rebalances, withdrawals)

• Transaction history

More information on the agent thought process will be coming soon.

What stablecoins are supported?

Currently supported:

• USDC

• USDT

Additional stablecoins may be added based on user demand.

Are there any fees?

No, there are currently no fees for using the Smart Savings Account.

Do I have to pay gas?

No, all gas fees are sponsored by Blueprint.

What happens to my earnings when I withdraw?

All earned interest is included in your withdrawal. The amount shown as "Ready to Transfer" includes both your principal and all accumulated earnings.

Classic Mode vs Smart Savings Account

The Smart Savings Account provides a simplified, automated experience for earning yield. Deposit once, and let the agent do the rest. Classic Mode offers a chat based interface with more flexibility in how you can use the agent. Enter a prompt with your goal, browse/choose specific vaults, and let the agent automate your transactions.

Note: Classic Mode and the Smart Savings Account have two different portfolios and sets of wallet addresses, but you can freely move funds across the two.