Getting Started
How to use the Smart Savings Account
Overview
The Smart Savings Account is an AI-powered account that automatically finds and manages the best yields for your stablecoins. Deposit your funds once, and let the account handle everything else.
Key benefits
Automatic optimization: Account continuously scans for the best yields across DeFi protocols
Hands-free management: No manual rebalancing or monitoring required
Transparent earnings: See exactly what you're earning in real-time
Full control: Deposit or withdraw anytime
How it works
Your Smart Savings Account is powered by an AI agent that acts as your personal yield manager. Here's what it does:
Scans Markets: Continuously monitors yields across multiple DeFi lending protocols including Aave, Morpho, Compound, Fluid, Spark, and more.
Evaluates Risk: Assesses protocol safety, liquidity, and historical performance
Deploys Capital: Automatically invests your funds in the best opportunities
Rebalances: Moves funds when better yields become available
Manages Complexity: Handles all blockchain transactions and protocol interactions.
The agent works 24/7 so you don't have to.
Getting Started
1. Deposit Funds
What you need:
Stablecoins on a supported network (USDC or USDT)
A compatible wallet (Metamask, Phantom, Coinbase, Rabby, Solflare, and more)
How to deposit:
Click "Deposit" on your Smart Savings Account dashboard
Connect your existing wallet to seamlessly transfer stablecoins (or transfer manually to your account wallet address)
Confirm the transfer in your wallet
Your balance will update immediately
What happens next:
The account begins working within seconds
It scans current yield opportunities across protocols
It prepares and executes transactions to deploy your capital
This process typically takes 2-5 minutes
2. Agent Deployment Phase
After you deposit, you'll see a status indicator showing the agent at work: "Optimizing your yield"
Why does this take time?
The agent evaluates multiple protocols to find the best yields
Blockchain transactions need time to confirm
Complex deployments across multiple protocols require coordination
During this phase:
Your funds are safe but not yet earning
You can view what the agent is doing (click "View Details")
The process is fully automated, no action needed from you. You can safely leave the page if you would like.
3. Earning Phase
Once deployment is complete, you'll see:
Active position and earning status: "Earning 5.26% APY with Morpho Smokehouse USDC"
Current balance: Updated in real-time
Earnings this period: "$3.53 this month"
Your account is now working for you.
The account will:
Monitor for better yield opportunities
Automatically rebalance if beneficial
Keep your funds optimally deployed
You can:
Deposit more funds anytime
Withdraw your balance
View protocol allocations and account transaction history
Withdrawing funds
Full withdrawal
Click "Withdraw" on your dashboard
The agent begins unwinding your positions
This process typically takes 2-5 minutes
Once complete, you can transfer funds out
What happens during withdrawal:
The agent must:
Exit positions from DeFi protocols
Wait for blockchain confirmations
Consolidate funds back to your account
Ready to Transfer
Once the withdrawal process completes:
Your full balance is ready to move
Click "Transfer Out" to send funds to your wallet
Or click "Start Earning Again" to redeploy with one click
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